Things that are Excellent – Financial Peace University

by Larry Hehn on November 16, 2012

Dave Ramsey Financial Peace UniversityImagine what it would be like to be debt free. For my wife and me, breaking free from our debt seemed an impossible dream. Until we were introduced to Dave Ramsey’s Financial Peace University.

Dave Ramsey’s program has already helped us pay off tens of thousands of dollars in debt. It has set us on the path to becoming debt free.

No, this is not an infomercial. This is not an affiliate marketing endorsement. I don’t have any ties with Dave Ramsey.

My wife and I have simply applied the Financial Peace University principles to our finances and seen amazing results. I want others to experience the same freedom.

About ten years ago, I went three straight years without full-time, permanent employment. We lived off credit cards and the charity of others, especially my parents. I dug a huge financial hole for our family.

To make things worse, my wife and I were on completely different pages when it came to money. She was what Dave Ramsey calls a “free spirit”. I went to bed every night with a knot in my stomach, wondering how we were going to pay for everything.

Thanks to Financial Peace University, we reached a mutual understanding of our finances and how we wanted to handle them.

The Financial Peace University program breaks down the changes you need to make into manageable, measurable baby steps. Biblical principles are used to support the ideas espoused in this program.

It isn’t always easy. It requires discipline and some lifestyle changes. But the results are well worth it. We have gone from barely treading water to dramatically reducing our debt every year. At last, there is a light at the end of the tunnel, and it’s not an oncoming train!

As we become better stewards of our finances, not only has a lot of stress disappeared, but we have also experienced the joy of giving more to worthy causes, another principle of FPU.

It will be a while before we are debt free, but we are headed in the right direction. Thanks, Dave and Financial Peace University. You are excellent!

What would change in your life if you were debt free?

Things that are Excellent is a regular feature that celebrates “what is true, and honorable, and right, and pure, and lovely, and admirable…things that are excellent and worthy of praise” (Philippians 4:8). If you have a feature idea or a guest post that you would like to submit, let us know in the comments below or email your ideas to:

{ 6 comments… read them below or add one }

Jon Stolpe November 16, 2012 at 7:02 am

We are debt free except for the house. If we could get rid of the mortgage, we could do so much more – giving away to help others. I listen to Dave Ramsey, and we follow his principles. I’m hoping my wife and I can take FPU in the near future.
Jon Stolpe recently posted..Ice Breaker – Giving Thanks at ThanksgivingMy Profile


Larry Hehn November 16, 2012 at 9:04 am

Good stuff, Jon. You won’t regret it!


Ricky Anderson November 16, 2012 at 10:20 am

We’ve gone debt-free as well, thanks to Dave Ramsey. It’s amazing how things change when you’re finally in that boat. When you’re looking for jobs, you’re not desperate. You make better choices and negotiate from a position of strength.

We bought our last car in cash. Both the seller and DMV were shocked. Apparently no one does that anymore. Felt good.

But oh, man – we didn’t start that way! We used to have monthly crisis budget meetings to figure out how we were going to pay the credit cards.

Jana: Ok, if we eat dinner only every third Tuesday and walk 25 miles back and forth to work 4 days a week, we should be good.

Me: But Tuesdays are pint night at the bar!

Jana: We’ve got $30 left, Buddy. What else do you have in mind?

Me: Balance transfers?
Ricky Anderson recently posted..Shocksocute #5My Profile


Larry Hehn November 16, 2012 at 10:31 am

Way to go, Ricky! Yep, I remember having those crisis budget meetings. I don’t miss them at all!


Kevin Martineau November 16, 2012 at 12:19 pm

Thanks to “Financial Peace University” my wife are are debt free too! 🙂 We went through the program a year and a half ago and it was awesome. This program was such a blessing to our marriage and our life. It’s too bad that you can’t get the materials in Canada anymore though. 🙁
Kevin Martineau recently posted..God’s timing or my timing?My Profile


Larry Hehn November 16, 2012 at 1:42 pm

Ooh, I didn’t know that, Kevin. That’s unfortunate. My wife and I went through the program two or three years ago through our church, along with many other couples. We all benefitted from it.


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